The Bonus Interest Rate on August 3, 2023 was 3. . Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. To get started, simply move your money into your eligible account. Tip #6: Talk to a specialist. No minimum balance required. Bank drafts can be used to make a payment to a third party, both in Canada and abroad 1 and are available for a fee of $9. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. Call Collect: 1-506-864-2275. Learn More. Whether you have a simple question—or you want to talk through an important financial matter—our advisors are here to help. View Offer Details. Any balances over. 6. First-time clients who open an RBC High-Interest eSavings Account by 3 PM EST on December 22, 2023, will get a high interest rate for three months (on balances up to $1,000,000). Dollar Chequing Accounts. ATMThe RBC U. S. APR 2. Withdraw your money at any time for any reason 2. Earn 5. You'll get a one-time cash bonus equivalent to ten times the amount of interest you earned in. 300% per annum. 2 5 6 1. Any balances over. Interest rate decisions matter. This RBC New eSavings Client Bonus Interest Rate Offer cannot be combined with other promotional rate offers applicable to an RBC High. Withdraw your money at any time for any reason 2. The Bonus Interest Rate on August 3, 2023 was 3. dollar. Any balances over. Exclusive to RBC, MyAdvisor is available through RBC Online Banking at no additional cost. Call 1-800-769-2511. Get up to 6% cash back on a new RBC Cash Back MasterCard for the first 3 months. 3. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. S. Annual Fee Rebate. Get a RBC Bank Preferred Money Market Savings account. Contact Us. Predictive Technology. Earn the following Points for the Additional Personal Banking Offer (eSavings Account): RBC Infinite Avion (25,000) RBC VIP Banking: 25,000 + 15,000 = 40,000: 5,000: 2,500: RBC Signature No Limit Banking: 25,000 + 10,000 = 35,000: Not. , RBC Direct Investing Inc. Carry forward any unused contribution room from the prior years for as long as you have the account. $500 for RRSP, TFSA, RESP, RDSP. High Interest eSavings Get Your U. , Royal Trust Company or The. , RBC Global Asset Management Inc. Click "View". You can set up the account to automatically move money from. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Key Features of the RBC High Interest eSavings Account. The RBC High-Interest eSavings Account features high interest on every dollar, with no minimum deposit requirements and monthly fee. dollar account or an RBC High Interest eSavings account. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. In general, fintech banks tend to have lower transfer fees than larger banks. Unused contribution room can be carried over to the next year, up to a maximum of $8,000. 50%: $0: $0: $5: Methodology. As of the start of the Promotional Period (August 10, 2022), the annual Bonus Interest Rate is 3. Call 1-800-769-2511. 5% interest on every dollar for 3 months. Talk to an advisor for one-on-one investment advice, help making a plan and. The Bonus Interest Rate of 3. "The 2. 2% interest for 3 months when you open your first RBC High Interest eSavings account. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Search. Tip #2: Consolidate your accounts. Skip to main content. Get advice any time you need it, at home or in-person. The Bonus Interest Rate of 3. , Royal Trust Company or The. Open your first RBC High Interest eSavings account online and get 5. $0 monthly fee for seniors 8 and RDSP beneficiaries 9. A fixed rate mortgage offers an interest rate that is "locked-in" for the term of your mortgage, so you won't have to think about future interest rate fluctuations during your mortgage term. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. SIGN IN MENU. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. This RBC New eSavings Client Interest Rate Offer cannot be combined with other promotional rate offers applicable to an RBC High Interest eSavings Account. 6. High Interest eSavings® Savings Yes No No No No No No No RESP Savings Deposit Savings Yes Yes No No No No Yes No RIF Savings Savings Yes No No Yes No No No No Open your first RBC High Interest eSavings account online and get 5. The RBC High Interest eSavings account RBC’s HISA currently offers an interest rate of 1. Tap the Action Button in the Navigation Bar. C. You cannot send an IMT from a U. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Transfer money between your RBC U. The savings account offers a 0. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. The Bonus Interest Rate of 3. The Bonus Interest Rate on August 3, 2023 was 3. 12 FREE/year, $9. High Interest eSavings Account on the date (between November 15, 2022 and November 30, 2022) on which the Cash Bonus is deposited shall forfeit the right to receive the Cash Bonus, even. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. From the drop down boxes, select the transactions and the period of time. When you open the account, you can enjoy a high-interest rate of up to 4. , Royal Trust Company or The. talks about how time factors into an investment strategy and shares one key benefit of taking a long-term view. Key Savings Account Features. § RBC Enhanced Savings® § RBC High Interest eSavings® § RBC No Limit Banking® (discontinued) § RBC Student Banking® (discontinued) § RBC No Limit Banking for Students® (discontinued) § RBC Staff Banking In these Terms, each Eligible Account that you enrol in the Program is referred to as an “Enrolled Account”. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 50% for a three-month period. On June 1, 2017, the Regular Interest Rate was 0. Move money between your business chequing and savings accounts easily. Go to siteThe Bonus Interest Rate of 3. First-time clients who open an RBC High-Interest eSavings Account by 3 PM EST on December 22, 2023, will get a high interest rate for three months (on balances up to $1,000,000). (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. The RBC High Interest eSavings Account is a fee-free online account that lets you earn 1. 5 out of a possible 5 stars for a few reasons. $ 24 or $ 18. $100,000 (for terms less than 30 days)Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate in the Eligible eSavings Account. Any balances over. 01% if the balance is $1,000 or more. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Conditions apply. 5% annual return before the spring's events, now down to 0. 2. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Visit a Branch Opens in new window. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Notwithstanding the terms and conditions of any separate. Unlimited debits worldwide. 50% interest for 3 Months when you open your first RBC High Interest eSavings account. You can also withdraw once a month for free from an RBC. Search RBC. High Interest eSavings; Enhanced Savings; Day to Day Savings; US Savings; Leo’s Young Savers Account. Or, if you wish, you can try submitting your application again. 25 without cheque image, $2. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. If the account ownership of any eSavings Account changes during the Promotional Period and you are no longer. Potentially reduce your tax bill and carry forward undeducted contributions indefinitely. 490%. The 2. Only at RBC. APR 2. Free access to RBC Online, Mobile, and Telephone Banking 3. Monthly Debits. RateLink Essential account holders have the option of linking together for a nominal fee the balances of their other Canadian dollar personal deposit accounts (excluding RBC High Interest eSavings), those of their spouse and RBC Leo’s Young. The Bonus Interest Rate of 3. The Bonus Interest Rate of 3. dollar account or the RBC High Interest eSavings account. Only the first Eligible eSavings Account opened by you as a Primary Owner during the Qualifying Period will receive the benefit(s) for which you qualify under this RBC New eSavings Client Interest Rate Offer. — you can hold a variety of investments in either plan. , Royal Trust Company or The. Cannot remit funds from any U. , RBC Global Asset Management Inc. 7. RBC offers credit cards in various categories, including cash. The standard rate on this account is 1. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates. , Royal Trust Company or The. Online, Mobile and Telephone Banking. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Contribute even if you’re retired or not employed. 490%. Contact Us. $ 22. Transfer Fees. For minimum daily balance between $25,000 and $49,999. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. Skip to main content. Special Offers. , RBC Direct Investing Inc. , RBC Direct Investing Inc. 490%. dollars, this online savings account offers you the following: High interest on every U. The Bonus Interest Rate of 3. RBC High Interest eSavings; Learn more about the Value Program or explore bank accounts now. Any balances over. Right Account Guarantee ®. This savings account comes with no fixed monthly fee. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 95 Monthly Fee waived for students3 $16. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. From the Account Balances page, click on the account name or number. 5% for 3 months. Things our lawyers want you to know. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. If you open an RBC High-Interest eSavings account on December 22, 2023, you will enjoy a special interest rate of 5. Choose any airline, any flight, any time. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. You cannot send an International Money Transfer from a U. You’ll earn 0. 1. Introducing RBC Vantage. Simply have the recipient’s name, branch number and account number handy – all of which can be. Ticker: CASH. S. Pay no taxes on any investment earnings. Seniors: Watch out for these 5 scams. High Interest eSavings® account and the NOMI Find & Save ® account, you (the sole owner of a personal deposit account or any co-owner of a joint personal deposit account) can change the preference from electronic to paper Statements and. 00%) or the best offers from many online banks. Table of Contents Show. This account also pays bonus interest of 5. Here’s why 60% of Canadians invest in a TFSA 1: Pay no taxes on any investment earnings 4. Card Details. To cancel pre-authorized payments we suggest you contact the merchant directly and provide an alternate method of payment. Unlock more from your everyday banking. Like other types of investment accounts—both registered. Good idea to get out of RBC, because all the big 5 banks (Scotia, RBC, CIBC, BMO, and especially TD) are known for low interest rates and high fees. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. Notwithstanding the terms and conditions of any separate. , RBC Global Asset Management Inc. The Bonus Interest Rate of 3. High Interest eSavings account and get a cash bonus of up to $5,000 USD —plus earn interest on every dollar, every day. To create this list, Forbes Advisor analyzed 123 savings accounts at 39 financial institutions, including a mix of traditional brick. At the start of the Qualifying Period (September 12, 2019), the annual Bonus Interest Rate was 1. Any balances over. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Notwithstanding the terms and conditions of any separate. 00. dollar account or the RBC High Interest eSavings account. 8 7 7. Whether you have a simple question—or you want to talk through an important financial matter—our advisors are here to help. High Interest eSavings: 0. Special Offers. *For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or bill payment) each month to receive the monthly fee rebate. No minimum deposit is required; No monthly fees are chargedThe Bonus Interest Rate of 3. 95%. legal bug. Right Account Guarantee ®. S. 50. 2. Interest increases as your balance grows. $5,000. , RBC Direct Investing Inc. Available to newcomers who are (i) permanent residents or international students who arrived in Canada within the last 12 months, or (ii) temporary resident workers who arrived in Canada within the last 48. The Bonus Interest Rate of 3. 80%. On EQ Bank’s Website. FREE, with RBC VIP Style. Skip to main content. Free account transfers 24/7 with no delay. RBC is one of Canada's biggest banks, and in terms of market capitalization, it's one of the largest in the world. The Bonus Interest Rate on August 3, 2023 was 3. The Bonus Interest Rate of 3. 50%: $0: CDIC: Saven Financial High-Interest Savings Account (Ontario only) 3. 7. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 05. Overdraft Protection fee waived. Earn 5. 95 each. S. s. The downside to having an online bank savings account is that when you need your money it. Search RBC Bank. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. 4. The Bonus Interest Rate of 3. , RBC Direct Investing Inc. S. S. The RBC High Interest eSavings account pays high interest on every dollar you save with no minimum deposit requirements. RBC High Interest eSavings is an online savings account that offers high interest on every dollar and free transfers between any RBC Royal Bank personal deposit accounts in your name. Free account transfers 24/7 with no delay. EQ Bank TFSA Savings Account. If you are looking to invest in a high-interest savings ETF, CI’s CSAV ETF is a great choice to consider. Monthly fee rebate*. There are no minimum deposit requirements and you can get all of your internal RBC transfers for free. 7 6 9. , RBC Direct Investing Inc. 5 Year Fixed. 4. 50. RBC Advantage Banking for students 4. 5 Year Fixed. , RBC Direct Investing Inc. eStatements. The Bonus Interest Rate of 3. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 50% per annum and is subject to change without notice; A. 1. The RBC High Interest eSavings account and the RBC US High Interest eSavings account now deliver your account information in electronic form only. FREE Interac ‡ e-Transfer transactions 5, 6. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. With RBC Vantage, you can unlock rewards, savings, insights and more with any eligible bank account. 50% that lets you grow your savings without worrying about any promotional periods. 95 $30. S. A low cost and flexible way to borrow. Offer expires 3:00 PM EST on December 22, 2023. Things our lawyers want you to know. The RBC High Interest eSavings Account is a good fit for customers who want to bank online and would like to earn a high interest rate on their savings. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. It is a simple interest calculation. Any balances over. Find a Branch; Call 1-800-769-2511; Email; EN. 9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by. , Royal Trust Company or The. When you open a Signature No Limit Banking or VIP Banking account 1. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. , Royal Trust Company or The. legal bug. , RBC Direct Investing Inc. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. 95%. This plan has $0 fee. It means earning interest on your initial savings and then reinvesting it so you can earn interest on the new total – the original amount plus the interest. As of the start of the Promotional Period (May 10, 2023), the annual Bonus Interest Rate is 3. $ 24 or $ 18. , RBC Global Asset Management Inc. Tap Transfer Between My Accounts. Interest rate is subject to change at any time without notice. 99% if you reside in Quebec). To get your cash bonus, simply open an account and deposit funds by 3pm EST on June 30, 2023. RBC High Interest eSavings is an online savings account that offers high interest on every dollar and free transfers between any RBC Royal Bank personal deposit accounts in your name. There are no minimum deposit requirements and you can get all of your internal RBC transfers for free. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. Free account transfers 24/7 with no delay. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Boost your investing confidence and make stronger decisions by understanding your personal relationship with money. GET $350. Like other types of investment accounts—both registered. , RBC Global Asset Management Inc. RBC VIP Banking. The Bonus Interest Rate of 3. Please call us at 1‑877‑900‑59001. RBC Day to Day Savings, RBC Enhanced Savings, RBC High Interest eSavings. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. Limitations. 10% for the first three months. All remaining cash bonuses will be forfeited, even if all other Qualifying Criteria have been met. 550. , Royal Trust Company. Business Essentials Savings Account. Compare up to three credit cards. Sign In. Legal Disclaimer 14. 50%. , RBC Global Asset Management Inc. Offer Ends January 3, 2024. The Bonus Interest Rate on August 3, 2023 was 3. 0. No minimum balance. Got an email from RBC with the below offer For a limited time, you can get up to 1. Pay no taxes on any investment earnings. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. The Bonus Interest Rate of 3. dollar saved: Currency: Canadian: Canadian: Canadian: U. , Royal Trust Company or The Royal Trust Corporation of Canada The Bonus Interest Rate on August 3, 2023 was 3. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Contact Information. 05%: $0: 1 per month: $3 each: For the RBC Day to Day Savings account, the interest rate is 0. RBC Enhanced Savings: The interest rate increases as your balance exceeds $5,000. Expectations of higher interest rates have pushed up bond rates, which have pushed up GIC rates over the past number of. to RBC. 70% Bonus offer: extra 3. High interest on every dollar. $2. Offer expires December 22, 2023. , RBC Global Asset Management Inc. 8. CSAV comes with a fairly low MER, which is roughly the same as most other high-interest savings ETF providers in Canada. Annual Fee Rebate. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. At the start of the Promotional Period (January 22, 2019), the annual Bonus Interest Rate was %;> ®RBC High Interest eSavings > ®RBC Enhanced Savings > ®RBC Day to Day Savings savings Accounts for Youth > RBC Leo’s Young Savers Account® u. , RBC Direct Investing Inc. The Bonus Interest Rate on August 3, 2023 was 3. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 90% per annum and is subject to change without notice; A. Free. Switch. As of the start of the Promotional Period (February 15, 2022), the annual Bonus Interest Rate is 1. Just keep in mind that as a straight-ahead savings account isn’t suitable for day to day banking since it only offers.